Thank you for visiting the InsuJet^TM website or interacting with us digitally. This Legal Notice outlines the terms and conditions governing access to and usage of this website (hereinafter referred to as the "Website"). By accessing, browsing, or using this Website, you agree to comply with and be bound by these terms and conditions. If you do not agree, please discontinue using this Website immediately.

1. Ownership and Operations

This Website is owned and operated by Sol Millennium Malaysia Sdn. Bhd. (hereinafter referred to as “Sol-M”, "we", "our", or "us"). All content on this Website, including but not limited to all information, images, text, videos, audios, graphics, trademarks, icons, logos, and software (“Content”), is the exclusive property of Sol-M or its licensors and is protected by Malaysian and other applicable intellectual property laws.

You may not reproduce, distribute, transmit, display, publish, or otherwise exploit any Content without the prior written consent of Sol Millennium Malaysia Sdn. Bhd., except for personal, non-commercial use.

2. Use of Website & Restrictions

You agree to use this Website only for lawful purposes and in accordance with all applicable laws and regulations in Malaysia and internationally.

• The information provided on this Website is for general informational purposes only and must not be construed as medical, legal, or professional advice.
• You may access, download, or print content from the Website, provided it is for personal, non-commercial use, and all copyright or proprietary notices are preserved.
• Modification, reproduction, distribution, publication, retransmission, public display, or resale of the Website Content for commercial purposes is strictly prohibited without prior written consent from Sol-M.

You shall not:

• Use the Website in any way that may impair its functionality;
• Attempt unauthorized access to any part of the Website;
• Upload or distribute malicious software or content;
• Infringe any intellectual property or privacy rights.

We reserve the right to terminate or restrict your access to the Website without notice if we determine that you have violated any terms.

3. Medical Information Disclaimer

• Any product or healthcare information provided on this Website is intended for general knowledge only and must not be used to diagnose or treat any medical condition.
• You must contact a qualified healthcare professional for personalized medical advice before making any medical decisions or starting treatments.
• Product availability and information may vary by country and are governed by local regulatory requirements.

4. Intellectual Property Rights

• All trademarks, service marks, trade names, and logos displayed on the Website are the property of Sol-M or its affiliates and are protected under national and international laws. Unauthorized use of these is strictly prohibited.
• Users are not licensed or granted any ownership rights to use Sol-M’s intellectual property, trademarks, or copyrighted materials unless explicitly authorized.

5. Third-Party Links

• This Website may contain links to external or third-party websites that are not operated or controlled by us solely for convenience and informational purposes. We are not responsible for the content, privacy policies, or practices of any such third-party websites. Sol-M does not control or endorse the content of these external websites and assumes no liability for any damages arising from your use of them. Use of such third-party websites is solely at your own risk.
• Links to this Website may not imply any endorsement or association by Sol-M and may only be established with prior written consent.

6. Disclaimer of Warranties

The Website and its Content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The Website will be available uninterrupted or error-free;
• The Website or the server that makes it available is free of viruses or other harmful components;
• The information on the Website is accurate, complete, or up to date.

7. Limitation of Liability

• To the fullest extent permitted by applicable law, under no circumstances shall Sol-Millennium, its directors, employees, and agents be held liable for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever arising from your use of or inability to use the Website.

8. Privacy and Data Protection

• Your privacy is important to us. We collect and process personal data in accordance with the Malaysian Personal Data Protection Act 2010 (PDPA). Please refer to our Privacy Policy for more details on how we collect, use, and protect your personal data.
• By using this Website, you consent to the processing of your personal data in accordance with the PDPA and our Privacy Policy.

9. Indemnification

By accessing and using this Website, you agree to indemnify, defend, and hold harmless Sol-M and its affiliates from and against all claims, damages, liabilities, costs, and expenses, including legal fees, arising out of your violation of these terms or misuse of the Website.

10. Modification or Suspension

Sol-M reserves the right to modify, update, suspend, or terminate the Website or its Content at any time, without prior notice. We shall not be held liable for any inconvenience or data loss resulting from such actions. Any changes will be effective upon posting to the Website. Your continued use of the Website constitutes your acceptance of the revised terms.

11. Governing Law and Jurisdiction

This Legal Notice shall be governed by and construed in accordance with the laws of Malaysia. Any disputes arising from or in connection with the use of this Website shall be subject to the exclusive jurisdiction of the Malaysian courts.

12. Contact Information

For any inquiries regarding this Legal Notice, please contact us at:

Sol Millennium Malaysia Sdn. Bhd.

29-2, Level 29, Oval Damansara,
685, Jalan Damansara, Taman Tun Dr. Ismail,
60000 Kuala Lumpur,
Wilayah Persekutuan, Malaysia

Email: insujet.ml@solm.com
Office Hours: Monday to Friday, 9:00 AM to 6:00 PM (MYT)